Terms and Conditions

1. Acceptance of Terms

By accessing and using the Horizon Financial Partners website (the "Website"), you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, you must not use our Website or services.

These Terms constitute a legally binding agreement between you and Horizon Financial Partners. We reserve the right to modify these Terms at any time without prior notice. Any changes will be effective immediately upon posting on this page. Your continued use of the Website after such modifications will constitute your acceptance of the revised Terms.

2. Use of the Website

You agree to use the Website only for lawful purposes and in a manner that does not infringe upon, restrict, or inhibit the use and enjoyment of the Website by any third party. Prohibited activities include, but are not limited to:

• Engaging in any activity that violates local, national, or international laws.
• Transmitting or uploading any material that is defamatory, offensive, or obscene.
• Attempting to gain unauthorized access to any part of the Website or its systems.
• Using the Website to distribute unsolicited marketing or promotional material.
• Interfering with the Website's security features.

Horizon Financial Partners reserves the right to terminate or suspend your access to the Website for any violation of these Terms.

3. Intellectual Property Rights

All content on the Website, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and software, is the property of Horizon Financial Partners or its content suppliers and is protected by intellectual property laws. This includes copyrights, trademarks, and other proprietary rights.

You are granted a limited, non-exclusive, non-transferable license to access and make personal use of the Website. You may not copy, reproduce, republish, upload, post, transmit, distribute, or commercially exploit any content from this Website without the express written consent of Horizon Financial Partners. Any unauthorized use may result in legal action.

The names "Horizon Financial Partners," the associated logo, and other service marks displayed on the Website are trademarks of Horizon Financial Partners. These trademarks may not be used in connection with any product or service that does not belong to Horizon Financial Partners, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Horizon Financial Partners.

4. Services and Engagement

Horizon Financial Partners offers a range of professional accounting and financial advisory services. The provision of these services is subject to separate engagement agreements, which will outline the specific scope of work, fees, responsibilities, and timelines. These Terms and Conditions apply to your use of the Website, but do not constitute an engagement agreement for services. A formal agreement must be executed before any professional services are rendered.

Information provided on the Website is for general informational purposes only and does not constitute professional advice. You should not rely on this information as a substitute for seeking advice from qualified professionals.

5. Disclaimer of Warranties

The Website and its content are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. Horizon Financial Partners expressly disclaims all warranties, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

Horizon Financial Partners does not warrant that the Website will be uninterrupted or error-free, that defects will be corrected, or that the Website or the server that makes it available are free of viruses or other harmful components. While we strive for accuracy, we do not guarantee the completeness, accuracy, or timeliness of the information presented on the Website.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Horizon Financial Partners, its directors, officers, employees, affiliates, agents, contractors, licensors, and suppliers shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Website.
• Any conduct or content of any third party on the Website.
• Any content obtained from the Website.
• Unauthorized access, use, or alteration of your transmissions or content.
• Any matter relating to the services provided by Horizon Financial Partners, even if advised of the possibility of such damages.

In no event shall the aggregate liability of Horizon Financial Partners to you for all claims arising out of or relating to the use of the Website or services exceed the amount you have paid to Horizon Financial Partners for services in the twelve (12) months preceding the event giving rise to the claim, or $100 if no such payments have been made.

7. Third-Party Links

The Website may contain links to third-party websites or services that are not owned or controlled by Horizon Financial Partners. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. Your access to and use of such websites is solely at your own risk.

We encourage you to be aware when you leave our Website and to read the terms and conditions and privacy policies of any other website that you visit. Horizon Financial Partners is not responsible for the accuracy, completeness, or quality of information provided by these external sites.

8. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and disclose your personal information. By using the Website, you consent to the collection and use of your information as described in our Privacy Policy.

9. Cookies Policy

We use cookies and similar technologies to enhance your browsing experience. For more information on how we use cookies, please refer to our Cookies Policy.

10. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the United Kingdom, without regard to its conflict of law principles. All disputes arising out of or in connection with these Terms or your use of the Website shall be submitted to the exclusive jurisdiction of the courts of England and Wales.

Any dispute, controversy, or claim arising out of or relating to these Terms, or the breach, termination, or invalidity thereof, shall first be attempted to be resolved through good-faith negotiation between the parties. If negotiations fail, the parties agree to submit to mediation administered by a mutually agreed-upon mediation service in London, England.

Should mediation fail, the dispute will be settled by arbitration administered by the London Court of International Arbitration (LCIA) in accordance with its Arbitration Rules, which are deemed to be incorporated by reference into this clause. The number of arbitrators shall be one. The seat, or legal place, of arbitration shall be London, England. The language to be used in the arbitral proceedings shall be English.

You agree that any cause of action you may have arising out of or related to the Website must commence within one (1) year after the cause of action accrues. Otherwise, such cause of action is permanently barred.

11. Indemnification

You agree to indemnify, defend, and hold harmless Horizon Financial Partners, its affiliates, officers, directors, employees, agents, licensors, and suppliers from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from or relating to your violation of these Terms, your use of the Website, or your violation of any rights of another.

12. Severability

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law. The invalid or unenforceable provision will be deemed modified to the minimum extent necessary to make it valid and enforceable.

13. Entire Agreement

These Terms, together with our Privacy Policy and Cookies Policy, constitute the entire agreement between you and Horizon Financial Partners regarding your use of the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral.

14. Contact Information

If you have any questions about these Terms and Conditions, please do not hesitate to contact us:

Horizon Financial Partners
14 Sterling Way
Canary Wharf
London E14 5AB
United Kingdom
Phone: +44 23 3256 1129
Email: enquiries@horizonfp.co.uk