Privacy Policy

Last Updated: October 26, 2023

Welcome to Horizon Financial Partners. We are committed to protecting your privacy and handling your personal information with the utmost care and transparency. This Privacy Policy outlines how Horizon Financial Partners, located at 14 High Street, Suite 700, Meadowbrook, CA 90210, collects, uses, stores, and protects the information you provide when you use our website, engage with our services, or communicate with us.

By accessing our website or using our services, you agree to the terms outlined in this Privacy Policy. If you do not agree with any part of this policy, please refrain from using our services.

1. Information We Collect

Horizon Financial Partners collects various types of information to provide and improve our services. The information we collect can be broadly categorized as follows:

1.1. Personally Identifiable Information (PII)

This is information that can be used to identify you directly or indirectly. We collect PII when you voluntarily provide it to us, such as:

Contact Information: Your name, email address, phone number, and postal address, which you may provide when filling out contact forms, requesting information, or signing up for newsletters.
Business Information: Details about your business, such as company name, industry, and financial information, which may be collected during the course of providing our accounting and financial advisory services.
Professional Details: Information related to your role within a business, such as job title.
Payment Information: If you make payments for our services, we may collect billing address and payment card details, processed securely through trusted third-party payment gateways.

1.2. Non-Personally Identifiable Information (Non-PII)

This is information that cannot be used to identify you directly. We collect Non-PII through automated means:

Website Usage Data: Information about how you interact with our website, including pages visited, time spent on pages, referral sources, and browser type. This data helps us understand user behavior and improve website functionality.
Technical Information: Your IP address, device type, operating system, and browser version, which help us diagnose technical issues and ensure our website is accessible across various devices.
Cookies and Similar Technologies: We use cookies to enhance your browsing experience, remember your preferences, and gather analytics. You can manage cookie preferences through your browser settings. For more detailed information, please refer to our Cookies Policy .

2. How We Use Your Information

We use the information we collect for several purposes, all aimed at providing you with excellent service and a seamless experience:

To Provide and Manage Services: To deliver our accounting, tax, payroll, and financial advisory services, including consulting, bookkeeping, tax preparation, and financial planning.
To Communicate with You: To respond to your inquiries, provide updates on our services, send important notices, and address customer service requests. This includes sending newsletters and marketing materials if you have opted in.
To Improve Our Website: To analyze website traffic and user behavior to enhance navigation, content, and overall user experience.
To Personalize Your Experience: To tailor our communications and service offerings to your specific needs and preferences.
For Legal and Compliance Purposes: To comply with applicable laws, regulations, and legal processes, and to protect our rights, property, and safety, or the rights, property, and safety of others.
For Business Operations: To manage our business effectively, including billing, accounting, and operational analysis.

3. Data Security and Storage

The security of your personal information is paramount to Horizon Financial Partners. We implement robust security measures to protect your data from unauthorized access, disclosure, alteration, or destruction:

Encryption: We use industry-standard encryption protocols (SSL/TLS) to protect data transmitted between your browser and our servers.
Access Control: Access to your personal information is strictly limited to authorized personnel who require it to perform their duties.
Regular Audits: We conduct regular security audits to identify and address potential vulnerabilities.
Secure Storage: Your data is stored on secure servers with advanced firewalls and intrusion detection systems.
Third-Party Service Providers: When we engage third-party service providers (e.g., for payment processing), we ensure they adhere to strict data protection and security standards.

Despite our best efforts, no security system is impenetrable. We cannot guarantee the absolute security of your data. We will notify you promptly in the event of a data breach that may affect your personal information.

4. Sharing Your Information

Horizon Financial Partners does not sell, rent, or trade your personal information to third parties for marketing purposes. We may share your information in the following limited circumstances:

With Your Consent: We may share your information with third parties if you have explicitly consented to it.
To Provide Services: We may share your information with trusted third-party service providers who assist us in operating our business and providing our services. These providers are contractually obligated to protect your information and use it only for the purposes for which it was disclosed.
For Legal Requirements: We may disclose your information if required by law, such as in response to a court order, subpoena, or other governmental request, or to protect our rights, property, or safety.
Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your personal information may be transferred as part of the transaction.

5. Your Rights and Choices

You have certain rights regarding your personal information. We are committed to empowering you with control over your data:

Access: You have the right to request access to the personal information we hold about you.
Correction: You can request that we correct any inaccuracies in your personal information.
Deletion: You may request that we delete your personal information, subject to certain legal obligations.
Objection to Processing: You can object to the processing of your personal information for specific purposes.
Withdrawal of Consent: If we rely on your consent to process your information, you have the right to withdraw that consent at any time.

To exercise any of these rights, please contact us using the details provided in Section 7.

6. Children's Privacy

Our website and services are not intended for individuals under the age of 16. We do not knowingly collect personal information from children under 16. If we become aware that we have inadvertently collected personal information from a child under 16, we will take steps to delete that information as soon as possible.

7. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data handling practices, please do not hesitate to contact us:

Horizon Financial Partners
14 High Street, Suite 700
Meadowbrook, CA 90210
Phone: (555) 867-5309
Email: privacy@horizonfinancialpartners.com

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our services, legal requirements, or industry best practices. We will post the revised policy on this page with an updated "Last Updated" date. We encourage you to review this policy periodically to stay informed about how we protect your information.

Your continued use of our website and services after any changes to this policy will constitute your acceptance of those changes.

Summary Table of Data Processing

Data Processing Activities
Type of Data Collected	Purpose of Collection	Legal Basis for Processing	Data Retention Period
Contact Information (Name, Email, Phone)	Responding to inquiries, providing service updates, marketing communications (with consent)	Consent, Legitimate Interests, Contractual Necessity	As long as necessary for the purpose, or as required by law
Business and Financial Information	Providing accounting and financial advisory services, tax preparation, compliance	Contractual Necessity, Legal Obligations	As required by law (e.g., tax record retention)
Website Usage Data (IP Address, Browser Type, Pages Visited)	Website analytics, improving user experience, technical diagnostics	Legitimate Interests, Consent (for non-essential cookies)	Varies, typically short-term for analytics, anonymized over time
Payment Information	Processing payments for services	Contractual Necessity	As long as necessary for billing and transactional purposes, or as required by law